MDMotivator

Join my Kindness Community to help provide ongoing support to people experiencing financial hardship*

Get exclusive updates about the people we are helping

Accelerate your impact with an annual subscription and save 20%

or $28/annually

Monthly impact highlights

Detailed emails that highlight the people you’re helping and the impact of your support

Direct support

Targeted support to help people overcome challenges and unexpected hardships

How subscriptions deliver impact

Subscribe and join a community that believes in kindness

Your contribution pools with others to help real people in need—plus, you’ll get access to exclusive content and updates

Help that’s verified

Each person we support is verified, so you know your generosity is going exactly where it’s needed

Smart, impactful giving

Instead of handing out cash, we pay bills directly—like mortgage bills, car loans, or even student loans. That way, people can focus on moving forward without the stress of unpaid bills

See the impact you’re making

Your kindness doesn’t disappear into a black hole. Each month, you’ll receive a report with real stories and data, showing exactly how your support is changing lives

Apply for help

If selected, you will receive funds as a direct payment to one of your eligible debt accounts, such as a student loan, auto loan, mortgage, or high-interest credit card

Step 1

Make sure you qualify*

You are a resident of the US

You are at least 18 years old
You have over $10,000 in unsecured debt

Step 2

Verify your situation

Provide your full name, phone, and date of birth
Enter a one-time password (SMS) sent to your phone

Standard Giving will then pull a soft credit report to verify your financial situation
_{This will not affect your credit score}

Step 3

Share your story

This is your chance to tell us who you are beyond the numbers. Tell us what you're going through, what support would mean to you, and anything else you want us to know

Start application

*Meeting the general eligibility criteria does not guarantee approval or benefits. It simply qualifies you for further review, which considers various factors, including your level of need relative to other applicants.

Already applied? Log in.

Frequently Asked Questions

What is Standard Giving?

We’re a direct giving platform that believes generosity should be effortless, transparent, and most importantly– impactful.
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To learn more, visit standardgiving.com.

What is a Kindness Campaign?

A Kindness Campaign is a focused initiative designed to provide direct, meaningful support to people facing financial challenges.

Is there a platform fee?

Yes, Standard Giving Co. takes a 20% platform fee from all subscriptions, which supports the mission of connecting people in need with those willing to help. This fee covers the administrative and operational costs of verifying applicants and distributing funds to beneficiaries. The remaining 80% goes directly to beneficiaries.

How are people selected for support?

We carefully review each application to understand who could benefit most from assistance. While we use advanced technology to help evaluate applications fairly, our focus is on finding people where support could make a lasting difference in their lives. We’ll adjust our evaluation process to align with these objectives and reach those most in need.

FOR SUBSCRIBERS

How is my subscription used?

Each subscription contributes to a growing pool of funds dedicated to supporting individuals facing financial challenges. Once verified Beneficiaries are selected, the funds are used to directly pay off their debts, providing immediate and meaningful relief.

Is my subscription considered tax deductible?

Generally, subscriptions like the ones offered through Standard Giving Co. are not considered tax-deductible, as they are not classified as charitable donations. As a result, Standard giving will not be issuing a tax receipt. However, it's always a good idea to consult with a tax professional if you have any questions.

How will I know my contribution made an impact?

Each month you will receive an impact report showcasing how your subscription, along with the collective efforts of our Kindness Community, made a difference. These updates include stories of individuals who’ve received support and insights into the broader impact created by everyone’s generosity.

FOR APPLICANTS

What qualifies me for support?

All applicants must be at least 18 years old and reside in the United States. In addition, each Kindness Campaign may have additional criteria (live in a specific city, for example) tailored to a campaign objective. Qualification does not guarantee an applicant will receive financial support.

How long does the application process take?

The application process is quick and straightforward, taking no more than two minutes to complete. You'll provide your name, date of birth, and phone number. Once submitted, Standard Giving will verify your information and securely retrieve details about your financial accounts, including outstanding balances, loan amounts, and delinquencies. After this step, your application is officially submitted and enters the review process.

If selected to receive support, you’ll be notified via email.

What type of financial info will Standard Giving see?

Standard Giving will retrieve a soft credit report that provides information about your debt liabilities, including credit card balances, mortgage loans, car loans, student loans, and more. This report also provides an overall financial snapshot including your credit score, total debt, and any accounts in delinquency.

How does Standard Giving verify my situation?

Standard Giving partners with Spinwheel to verify your identity, using your phone number and date of birth, and then retrieves your financial profile via a soft credit pull. On occasion, Spinwheel may require the last four digits of your social security number to verify your identity.

Will I be taxed if I receive money?

Funds received are typically considered gifts and are not usually taxed. However, it’s best to consult a professional tax advisor if you have any questions.

My question hasn’t been answered.

We’re happy to help! If you didn’t find what you were looking for, feel free to head to our FAQ page or reach out to us at support@standardgiving.com—we’ll get back to you as soon as possible.

Subscribe to Kindness

Join my Kindness Community to help provide ongoing support to people experiencing financial hardship*Get exclusive updates about the people we are helping